In our March 31, 2020 article, we discussed the possibility of your business having coverage from losses resulting from closures due to the Coronavirus (COVID-19) pandemic. Since the issuance of statewide and municipal stay-at-home orders, the insurance industry has seen an influx in first-party (insured) claims as a direct result of COVID-19; however, there is the possibility that third-party claims may drastically increase. This article explores how COVID-19 may be treated under liability provisions and exclusions specifically intended to cover or exclude environmental and pollution claims.