April 2

Seller-Financing Restrictions Under The Dodd-Frank Act

The Dodd-Frank Wall Street Reform and Consumer Protection Act created the Consumer Financial Protection Bureau (“CFPB”), and with other laws, has expanded previous regulations concerning the licensing, training, screening, and compensation practices of loan originators, mortgage brokers, bank officers, and lenders in general, in consumer loan transactions. On January 10, 2014, the Loan Originator Rule.

April 2

Oil, Gas, And Mineral Rights in Florida: A Guide for Realtors

In Florida, oil, gas, and mineral rights can be as valuable to their owners as they are in Texas and the other significant oil-producing states. However, mineral rights may have little value in Florida if the property where these rights are located is not zoned for drilling or mining, e.g., the land is zoned for.

April 2

Short Sales 101

A Short Sale means the seller’s lender is accepting a discount of the loan payoff to release an existing mortgage to allow a sale to occur. Typically, a seller most likely needs to be in default and have stopped making mortgage payments before a lender will consider a short sale. Just because the seller is.

January 9

Potential Dangers To Realtors® In A Title Commitment

This article will discuss the “hidden title defects” that can be found in a title insurance commitment. These hidden title defects pose a serious danger to you, as the selling Realtor®, because a buyer harmed by these defects can seek to sue you and your broker to recover the buyer’s losses from the defect. A.

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