What Is a Statute of Repose for Construction Defects?
A statute of limitations gives you a set number of years to file a lawsuit after you discover the harm. A statute of repose is far more brutal: it sets an absolute deadline measured from the date the building was completed, regardless of whether anyone has discovered the defect yet.
Under Florida Statute 95.11(3)(c), all claims arising from the design, planning, or construction of a building must be filed within 10 years after the latest of: (1) the date of actual possession by the owner, (2) the date of issuance of the Certificate of Occupancy, (3) the date of completion or abandonment of construction, or (4) the date the contract was terminated.
The Harsh Reality
The statute of repose can produce devastating outcomes. Imagine a developer builds a luxury condo tower in 2015. In 2026 (11 years later), the residents discover that the developer used substandard rebar, and the building's concrete is crumbling. Under the statute of repose, the 10-year deadline has already passed. The condo owners are permanently barred from suing the developer, the architect, and the general contractor, even though they just discovered the defect.
This is precisely the type of scenario that devastated the Champlain Towers South community in Surfside, Florida, where decades-old structural defects were identified too late.
The 4-Year Discovery Statute of Limitations
Within the 10-year repose window, Florida also imposes a separate 4-year statute of limitations from the date the defect is actually discovered (or should have been discovered through reasonable diligence). This means if a homeowner discovers a roof leak in Year 3, they have until Year 7 to file suit. But if they don't discover it until Year 9, they only have 1 year left before the repose window slams shut at Year 10.
Related Terms
- Construction Defect — The underlying damage that triggers the repose analysis
- Certificate of Occupancy — The event that typically starts the 10-year clock
- Damages — The financial recovery permanently barred after the repose period
Barnes Walker Construction Litigation
Barnes Walker's construction defect litigators file aggressive, time-sensitive claims against developers and contractors within Florida's strict 10-year repose and 4-year discovery windows, ensuring our clients' rights to recover millions in structural damage are preserved before the deadlines expire. Request a legal inquiry for assistance.
Florida Law Reference
Fla. Stat. Ch. 558
Requires property owners to provide a written notice of claim and an opportunity to inspect and cure before filing a construction defect lawsuit.
Reviewed by the attorneys at Barnes Walker, Goethe, Shea & Robinson, PLLC