Title Defect: Types

Definition: Any flaw, cloud, or encumbrance on the title to real property that could affect the owner's right to clear ownership. Title defects may prevent the sale, refinancing, or development of the property until resolved.

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Types of Title Defects

Title defects: unreleased liens, public record errors, forgeries, undisclosed heirs, boundary disputes, chain gaps, and encumbrances. Discovery: title search, survey, inspection, and due diligence. Most serious: forgeries (deed void; true owner reclaims), undisclosed heirs, IRS liens (120-day redemption), boundary disputes, and environmental contamination. Each requires different cure. Title insurance: protects against most but review policy for specific risks.

Common Types

Discovery

Most Serious

Related Terms

Barnes Walker Real Estate

Barnes Walker’s attorneys handle title defects in Florida. Request a legal inquiry for assistance.

Florida Law Reference

Fla. Stat. Ch. 712

The Marketable Record Title Act simplifies title searches by extinguishing most claims and defects that predate the root of title by 30 years.

Reviewed by the attorneys at Barnes Walker, Goethe, Shea & Robinson, PLLC

Disclaimer: The information and opinions provided are for general educational, informational or entertainment purposes only and should not be construed as legal advice or a substitute for consultation with a qualified attorney. Any information that you read does not create an attorney-client relationship with Barnes Walker, Goethe, Shea & Robinson, PLLC, or any of its attorneys. Because laws, regulations, and court interpretations may change over time, the definitions and explanations provided here may not reflect the most current legal standards. The application of law varies depending on your particular facts and jurisdiction. For advice regarding your specific situation, please contact one of our Florida attorneys for personalized guidance.

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