UCC Filings for Real Property Fixtures in Florida
FL fixture filings (Chapter 679, Article 9): secure personal property attached to real property. Filed in county real property records (not state UCC). Contents: property legal description, record owner, and fixture description. Priority: mortgage first unless PMSI filed within 20 days of attachment (Section 679.3341(4)). Title search: check real property records + UCC database. If found: listed as commitment exception. Seller must obtain release before closing.
What Are Fixtures
- Personal property attached to real
- HVAC, elevators, solar panels
Filing
- County real property records
- Legal description required
- Indexed by property
Priority
- Mortgage first (generally)
- PMSI: 20-day super-priority
- Section 679.3341(4)
Related Terms
- UCC Filing — Overview
Barnes Walker Real Estate
Barnes Walker’s attorneys handle fixture filings in Florida. Request a legal inquiry for assistance.
Reviewed by the attorneys at Barnes Walker, Goethe, Shea & Robinson, PLLC