UCC Filing

Definition: A public notice filed under the Uniform Commercial Code that puts creditors on notice that a lender has a security interest in a debtor's personal property or assets. Also known as a UCC-1 financing statement.

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UCC Filings

UCC filing: legal notice establishing security interest in personal property. Filed with FL Department of State (Division of Corporations). UCC-1 Financing Statement: identifies debtor, secured party, and collateral. Effective 5 years (Section 679.5151); renew via continuation. If not renewed: lapses, unperfected. RE relevance: fixtures, business asset sales, commercial leases, and construction equipment. Title searches should include UCC search. Priority: first to file.

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Barnes Walker’s attorneys handle UCC filings in Florida. Request a legal inquiry for assistance.

Reviewed by the attorneys at Barnes Walker, Goethe, Shea & Robinson, PLLC

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