Florida Wind Mitigation Inspection
FL wind mitigation inspection: OIR Form 1802 covers 7 areas: building code era, roof covering (type/compliance), roof deck attachment (staples to 8d@6": best), roof-to-wall connections (toe nails to double wraps: best), roof geometry (hip best), SWR (peel-and-stick underlayment), and opening protection (impact-rated/shuttered). Largest discount: roof-to-wall (30-40%). Cumulative: 40-60% savings. SWR: prevents water intrusion if covering lost in hurricane. Critical for FL coastal properties.
7 Inspection Areas
- Building code, roof covering
- Deck attachment, connections
- Geometry, SWR, openings
Discount Impact
- Connections: largest (30-40%)
- Openings: second largest
- Cumulative: 40-60%
SWR
- Peel-and-stick underlayment
- Prevents water if covering lost
- Reduces claim costs
Related Terms
Barnes Walker Real Estate
Barnes Walker’s attorneys advise on FL insurance. Request a legal inquiry for assistance.
Reviewed by the attorneys at Barnes Walker, Goethe, Shea & Robinson, PLLC