Virtual Closing: Legal Procedure

Definition: A real estate closing conducted remotely using electronic signatures, video conferencing, and secure digital document transmission rather than requiring all parties to be physically present at the closing table.

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Virtual Closing Procedures in Florida

FL virtual closing procedure: pre-closing (prepare docs, send disclosure, schedule RON), identity verification (KBA + ID), document review (on screen, notary explains), signing (electronic), notarization (seal + signature), recording (A/V session), and post-closing (record deed/mortgage, disburse, copies). Documents: deed, mortgage, note (MERS e-Note), affidavits, and disclosure. Some may need wet signatures (decreasing). Technology: computer with camera/mic, broadband, photo ID, and basic skills. RON platforms: Notarize, Nexsys, DocMagic. Session: 30-60 minutes.

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Reviewed by the attorneys at Barnes Walker, Goethe, Shea & Robinson, PLLC

Disclaimer: The information and opinions provided are for general educational, informational or entertainment purposes only and should not be construed as legal advice or a substitute for consultation with a qualified attorney. Any information that you read does not create an attorney-client relationship with Barnes Walker, Goethe, Shea & Robinson, PLLC, or any of its attorneys. Because laws, regulations, and court interpretations may change over time, the definitions and explanations provided here may not reflect the most current legal standards. The application of law varies depending on your particular facts and jurisdiction. For advice regarding your specific situation, please contact one of our Florida attorneys for personalized guidance.

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